Retirement Planning Education, with Andy Panko

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Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!

Recent Episodes
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Recent Reviews
  • Akamu142
    Bad jokes and great advice
    Andy makes understanding the complexity of retirement easy. Huge fan.
  • Buy the print version
    Always value on this podcast
    Show rotation is excellent!
  • Goglefinder
    Tariff
    Very one sided explanation of the effects of tariffs in the face of individual US industries having to compete with Countries that sponsor and subsidize low price goods coming to the US like China and countries that dump massive amounts of natural resources like Canada and timber.
  • Mark Kurzendoerfer
    Hot Topics
    Great episode today Andy. Really enjoyed you hitting a number of topics today that are in the news and top of everyone’s mind. I wouldn’t mind you doing this more often and maybe eliminating some of the advisor interviews
  • AppTrail1
    Expert and approachable advice
    Andy accurately and without judgement answers many common and esoteric financial planning questions. In
  • RI Reviewer
    Best retirement planning podcast
    I’ve learned a great deal from Andy and I’m so happy to find this podcast well before my planned retirement. This is truly my favorite financial podcast because Andy is straight and to the point. He makes things easy to understand and I have recommended this podcast to many!
  • Lbecker866
    Excellent!
    I’ve learned so much from Andy’s podcast and highly recommend it. He shares a wealth of information, and gets straight to the point while weaving in some levity.
  • yeswaydude
    Boxing Day
    It’s the new year and I’m trying to get back into a routine at the gym, which means I need listening material! I “followed” this show a couple of years so but I haven’t listened to an episode in a long time. I quickly browsed the latest, saw the Boxing Day episode had an interesting topic or two and started the playback. My workout was done before I knew it and I had learned a number of things, which is a huge compliment to Andy for sticking with this to reiterate important topics and for always finding new ones! My current hot topic is managing income when single and pre-65 to avoid unnecessary taxes – for which I include ACA premiums. I’ll search the library to find episodes for future gym sessions! Thanks so much for the great show! 4 kidneys 🤣
  • PDC2025
    Roth conversion
    The best Roth conversion that I’ve heard on YouTube and Apple Podcasts!
  • Fffffffffarkle
    Clear and concise
    … almost 4 yrs I’ve listened to this show - As a lay person facing retirement I have found his information invaluable and in retirement still pertinent to understanding the many considerations of retiring/ retirement. Andy is clear concise and thoughtful. There is no sales pitch, Andy has been extremely generous with his knowledge both here and on the face book group he oversees. I have benefited greatly from his input.
  • Reader JE
    Love this Podcast!
    This is the most informative retirement resource I have found by far. I have shared this show several times as well as referred back to content I have previously listened too. Andy is amazing.
  • dancpavo
    Must add to your podcast library!
    I’ve been listening to Andy’s podcasts for a few years and has been an invaluable resource for all things retirement planning especially as a DIYer and occasionally hiring fee only CFPs as check ins. I appreciate his integrity, knowledge and humility. I also appreciate being on his FB community and always learning. I am now retired and channels such as this has been a confidence booster as a DIYer.
  • Thaisajs
    Great show
    I listen to a LOT of retirement podcasts now and I was so happy to find this one. Andy is so down to earth and I really appreciate his no nonsense approach to retirement planning. I also really appreciate that he’s not trying to sell services to his listeners. What a nice change from other shows.
  • Seaclare
    The best retirement podcast out there
    I listen to A LOT of retirement podcasts, and Andy’s is the best! Lots of interesting content, explained really clearly for those of us who are not CPAs or engineering types, with great personality and humor. I love the dad joke of the week, and I know that if I’m looking for an answer to something, I can always find it here or on one of Andy’s other platforms. THE BEST!
  • bfair90
    Independent Thinking
    Your Boxing Day episode was excellent and very informative. Thank you for your thorough and clear explanations.
  • Lepetitmont
    Engaging and informed takes on otherwise dry topics
    I’ve just recently tuned in, I like the fact that Panko is not ‘selling’ anything and presents topics in a practical and understandable way. Especially given the complexity of the issues. He’s a great resource informed advice on issues in the retirement space.
  • guitarman_brian
    Informative and Fun
    Andy knows his stuff, and presents it in a manner easily accessible to both novices and the financially knowledgeable. Plus he has many other avenues to help, such as his website and huge Facebook group. What really sets him apart from other financial podcast folks is that he’s not trying to drum up business. He’s not even accepting new clients at his firm. He’s just doing all this to help more people. And that’s amazing!
  • LLR64
    Awesome retirement podcast
    One of my top retirement planning podcasts. Andy is very knowledgeable and very generous sharing that knowledge in an unbiased, easy to digest manner. And he’s enjoyable to listen to!
  • Wtwien
    Too long
    The current podcast dated for Dec 19 is just too long
  • fjdhdhddhdhdhhdhdhdhdhd
    My favorite!
    Thank you for your podcasts. Excellent!
  • mlpweo
    Andy IS the real deal…
    Not sure I could attempt to trust anyone but him…. Thanks for what you do Andy !
  • Jack Lafnear
    Excellent Retirement Planning Poscast
    Highly recommend! Andy has deep expertise (especially along tax-related matters) and can clearly communicate it! A rare combination.
  • Trevor Oldham
    Awesome!
    One of my new fav shows.
  • Debbieinthegig
    The best
    I love this podcast and especially the real retirees interviews.
  • 3rd Chapter
    Great Retirement Podcast
    I listen to several retirement podcasts. Andy simplifies complex financial topics and balances it with episodes with actual retirees.
  • BJO758
    Great!
    Honest information; no selling of products or services
  • Rrrrrickk
    Thorough entertaining podcasts
    I only listen to (most of) the podcasts as I am still working (one more year!) and can’t seem to find the time to access the website/Youtube channel etc., but find Andy to be incredibly thoughtful and forthright in his explanations of all things retirement and especially taxes. It’s an area that seems to be mystifying even to someone like myself who feels somewhat knowledgeable yet still lacking in the vagaries of taxes in retirement. Kudos to him for creating such great free content. The corny dad jokes are part of the charm, just roll with it, the podcast is an excellent way to pass a commute, a walk, or a gym session. Knowledge is power, in this case the power to give the government only what is rightfully theirs, and keep the rest to spend and enjoy yourself. Keep up the really excellent work.
  • Shiggy938
    Andy Rocks!
    Great podcast. Best content. Excellent variety and depth.
  • Rucker2.0
    Great Content
    Andy has a gift of explaining complex things in layman terms. I really feel educated after hearing his podcasts. Also - I love the “real world” retiree interviews. Great show Andy. Keep up the good work!
  • Johnny Two Shoes!
    Very Informative
    Great content without the sales pitches. Thanks
  • bballroxmysox
    Thanks for saving me money!
    I listen to Andy on his Podcast, as a member of the RRC as well as his newsletters. I have learned so much from him. No doubt that his education has helped to save me money. Thanks for being a great source for straightforward info, and the Dad jokes! : ).
  • Jmomhall
    Interviews excellent show interviews are very helpful
    I really enjoyed the interviews with real people. Great job Excellent show every week
  • shinvester
    Interesting and informative
    I love the format of this latest iteration of the podcast. I look forward to listening to the real life stories, interviews with other retirement planners, questions and answers, and the educational podcast. Andy is very knowledgeable and a very likable host as well.
  • Huge Fan - Amy
    Amazingly informative podcast!!!
    I have been listening to a number of retirement podcast lately and am SO happy to have come across Andy’s podcast!!! It is by far the most informative, and clearly presented!!! Andy’s educational teaching background, combined with his technical knowledge clearly come thru in his presentations. I cannot say enough about how great this podcast is . . . I highly, highly recommend
  • Smoore2020
    Super Episode
    This week’s episode on charitable giving was so great. Covered every option in an understandable format and was detailed enough but didn’t go down rabbit holes. Andy clearly thinks about his listeners first!
  • K2TF
    Honest content
    I’ve been listening to Andy’s podcast the last couple of weeks. I’ve gone back and listened to older podcasts to get answers to my questions. I like the way he explains things, very clear and concise. He seems to be a very honest natured person. A lot of podcast start out fine, but after a couple of years you find out that they are trying to sell the listener something. This doesn’t seem to hold true with Andy’s podcast.
  • Karen Lazarz
    Great personal finance podcast!
    I really enjoy the Retirement Planning Education podcast with Andy Panko. There’s a lot of detailed information covering so many useful topics. Highly recommend for someone trying to educate themselves on preparing for retirement!
  • Hey yall 2011
    I listen and repeat!
    Program gives a level of detail other podcasts don’t. More information per minute on a wide range of topics than any other finance program or written news article. I’ve listened to every podcast, many twice.
  • phx sun
    Very detailed and informative
    Love the talk!
  • Aelita208
    Practical Honest Educational
    Practical, honest education on a wide variety of topics related to planning and managing finances in retirement. Andy Panko explains things thoroughly in a way everyone can understand.
  • nickname07182022
    Goes to the top of my list
    I can’t be positive and glowing enough about this show. A must listen-to every week
  • Lagal66
    Loaded podscasts
    So much helpful info is provided in these podcasts. Appreciate your sharing your knowledge with all of us. Always worth a listen!
  • skeltojr
    Best retirement podcast
    Andy is a star! As someone who is on the cusp of retirement and was not very well informed, Andy has been a tremendous resource. He is smart and his podcasts are super informative. There is no sales pitch on anything. He genuinely simply wants to help people.
  • Benjamin1194040
    Terrific, unbiased retirement finance info
    This podcast is a gold mine of information about finances in retirement. You can see the focus for an episode and listen to the ones that interest you. Highlights are interviews with retirement finance advisors and interviews with “real people”. The real people tend to be models for strategic and thoughtful DIY retirement finance planning. Andy Panko is very forthright and generous in giving away his expertise with no personal gain from the effort. Check out the 100th episode for 10 pieces of guidance in 10 categories.
  • windtrix
    Informative and Interesting
    Andy is able to clearly explain things that can be confusing or complex when it comes to taxes and finances. We all know that these subjects can be boring, but I find this podcast quite interesting and relevant as a retired 69yo who still does all my own taxes and financial planning. Listening to this podcast keeps me on my toes. If and when I can’t understand him anymore, I’ll know it’s time to turn in my calculator!
  • Steven from St. Petersburg
    Great weekly retirement advice
    Andy starts his podcast with 1 or 2 dad jokes ( love them ). His weekly show is extremely informative and discussions are down to earth and easy to follow. Thanks
  • HifiGuy61
    Great Resource
    Very informative podcast covering a wide range of topics. Good pragmatic unbiased advice.
  • Lily8341
    Great job with knowledge information!
    I started watching your interview with real people in YouTube, know how they planned their retirement plan, especially interview with Ali and Alison. They did great job on their plan by open mind to learn and dig resources. Now I started listening your podcast from beginning. Thank you for providing such wonderful educational information!
  • phillyweather
    Great show. Highly informative
    Andy does a great job with this podcast and his Facebook group of the same name. He leans more (but not exclusively) toward the technical side of retirement planning (as opposed to the softer side of RP, such as finding meaning in retirement, filling up your schedule, etc.). Andy is a teacher at heart, and this come through loud and clear in his content. Enjoy his podcast!
  • Hahahahahahahahahaeeeee
    Great Advice
    Super informative. No nonsense advice. Highly recommend it.
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